How does Yaspa work? (US)
Yaspa is a payment platform which utilises open banking to enable instant bank payments directly from your bank account(s) to merchants.
When initiating payments through Yaspa, you provide access to your bank account information, which Yaspa uses to submit bank transfer transactions over ACH and real-time rails like RTP and FedNow.
The process is streamlined — no typing account and routing numbers, extra apps, or or Yaspa accounts are required — and your payment journey experience is smooth, fast and secure. This process is also known as an account-to-account (A2A) payment or Pay by Bank.
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